For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit Tax laws are complex and subject to change. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code.
#ORLAND PARK FINANCIAL CALCULATORS CODE#
Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at Back to topĢWhen Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. In his spare time, he enjoys a variety of sports including tennis, golf and running.ġMorgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. He is married with 3 children and resides in Highland, Indiana. He has worked with hundreds of people to understand their financial needs and help establish realistic goals for them.ĭon graduated from Purdue University with a Bachelor of Science and achieved a Masters of Business Administration from Indiana University. People who know him can always count on his custom and balanced solutions in finding answers to his clients most pressing financial issues. What Don enjoys most about his work is helping his clients meet their financial goals.ĭon has spent over 30 years in the financial industry and offers a wide variety of programs and services – from retirement planning, providing access to banking and lending services, and insurance and liability management.
The reason he works in the Financial Services industry is because he believes financial planning is a critical step to one’s future. Donald is a Financial Advisor who focuses on building and preserving wealth.
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